| 工作日 | 上午10点到下午6点 |
|---|---|
| 星期六 | 上午10点到下午2点 |
瓦莱丽•菲利普斯
圣拉蒙市中心分公司经理
无论是买你的第一套房子, refinancing to lower your payment or tapping your equity for renovations, securing a mortgage can be an incredibly stressful and emotional process – but it doesn’t need to be. 鲍比对抵押贷款采取了全面的方法, 考虑到你的特殊情况, lifestyle and financial objectives to match you with the product best suited to you. 拥有十多年的金融从业经验, Bobby is familiar with every phase of the mortgage process — from origination to fulfillment to underwriting. With a degree from the Marshall School of Business at the University of Southern California, Bobby regularly calls on his business background to decipher even the most complex personal economics. This positions him to deliver great results for members with custom-tailored home loan solutions and excellent service.
约翰Borbon
财务顾问
CUSO Financial Services， L.P.1
CA保险许可证：0J14617
约翰Borbon builds life-long relationships with his clients in order to deliver a full-service customer experience — combining personal attention, 财务规划, 退休建议.
“I strive to help each of my clients plan for their financial future through comprehensive analysis with their goals in mind. My passion is for educating clients about investing and retirement planning and ultimately making a difference in their lives.”
John firmly believes each investor is unique, and investing is very personal. 拥有最高水平的职业操守, John recommends tailor-made strategies based on each client’s individual situation to help them reach their financial goals.
My daughter and I opened an account with 帕特尔科信用合作社 on Clay Street (Oakland) earlier this week. I can't say enough about how well we were treated, 和整体, what a wonderful experience it was...I highly recommend this Patelco branch and be sure to call for an appointment with Marika!
Lonna B.
My daughter and I opened an account with 帕特尔科信用合作社 on Clay Street (Oakland) earlier this week. 我不能说我们受到了多么好的对待, 和整体, what a wonderful experience it was…I highly recommend this Patelco branch and be sure to call for an appointment with Marika!
I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. 整个过程不到一天就完成了. 从我第一个咨询电话，到在网上签署文件... and now it's completely done, 资金转移并还清了原始贷款!
David-L
I got a new 66-month car loan on my used vehicle, which had an original loan from Patelco. 整个过程不到一天就完成了. 从我第一个询问电话开始, 到在网上签署文件，现在一切都完成了, 资金转移并还清了原始贷款!
My family and I have all been members of 帕特尔科信用合作社 for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, 清晰而耐心地回答了我所有的问题. The loan department responded promptly and processed my loan quickly and smoothly. 谢谢你，帕特尔科!
朱迪F.
My family and I have all been members of 帕特尔科信用合作社 for years. I recently went through the process of obtaining a mortgage with Patelco. I had the pleasure of working with Paras Singh…pleasant and professional, 清晰而耐心地回答了我所有的问题. The loan department responded promptly and processed my loan […]
苏泽特W.
We just finished opening our second and third account here and couldn’t be more pleased with the service. (They) let us know about which accounts would yield us a better rate for what we were going to use our funds for…Told us we could call if we needed any of the other things we talked […]
看了所有正面的评论之后, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. 他们的房价也是我能找到的最低的!
纳尔逊P.
看了所有正面的评论之后, I had to come check this out for myself and see…I was amazed at how easy and simple the process was. They are not-for-profit and are member-driven and this feels like a real credit union that actually wants to help people. 他们的利率也是最低的[…]
Manage your everyday spending and access online banking tools that are tailored to you. 打开一个 支票账户 今天.
探索一系列储蓄和货币市场账户. 当你开始赚钱的时候 储蓄账户.
探索有竞争力的价格在新的或使用 汽车贷款, and save on payments when you refinance your current auto loan.
房屋贷款 for any need, with flexible lending options for new and existing homeowners. 再融资 your existing mortgage to reduce payments or take cash out.
Personalized strategies, tools and expertise to help you along your financial journey. 进一步了解我们的 投资及财务规划服务.
我们按你的日程安排，24/71 APR（年度百分比利率）. 新的自动费率从6开始.2024年10月23日生效，年利率39%； 如有更改，恕不另行通知. Patelco offers a range of base rates and discounts that depend on factors such as credit history, 贷款期限, Patelco账户关系, 车辆行驶里程, 贷款金额和车辆年龄. 可能会有额外折扣. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.4月99%. To learn more about rates, terms, and exclusive discounts for members, such as 家庭的承诺,叫 800.358.8228 或参观任何一家Patelco分公司. 新的汽车贷款支付示例： $23.每借1000美元每月68美元.48个月的年利率为29%.
2 APY=年收益率百分比. 利率 are effective as of 08/01/2024 and are subject to change before or after account opening without notice. 费率因等级而异，并适用于全部余额. The following variable interest rates will apply to your account balance: 4.25万美元余额50%的年利率.00或更大，4.余额在10万美元之间，年利率为00%.00美元和249999美元.99, 3.存款余额在5万美元之间，年利率为51%.00美元和99999美元.99, 3.余额的年利率为00%，最高可达49,999美元.99. 为了获得高利率, 该帐户必须符合资格要求, that is a Patelco 支票账户 (opened under the same Member Number) with a total monthly deposit of $500 or more. If the account fails to meet eligibility, the lower interest rate of 0.05%将在当月违约. Qualifying deposit transactions include: Payroll direct deposits, Social Security (or other government benefit) direct deposits, 乙酰胆碱转移, Zelle®, Venmo, PayPal或其他类似的存款, 现金存款, check deposits (except checks written from another Patelco account), 电汇, multiple deposits (of the types listed above) that add up to at least $500 in a calendar month. Qualifying deposit transactions do not include Patelco account to Patelco account transfers, 退款, 或者帕特尔科的促销奖励.
现场停车
自动取款机
轮椅升降
会员休息区
免费无线网络
私人会议办公室
注册金融专员
